Universal Banker- Lexington, SC

Other Jobs To Apply

No other job posts for this day.

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.<br><br>We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!<br><br><strong>Summary/Objectives<br><br></strong>The Universal Banker serves as a full service, single point of contact in the branch for SouthState customers’ financial needs. The position operates in the dual capacity of a Teller and FSR providing exceptional customer service in both transactional and account management. The Universal Banker seeks to attract, expand, and retain customer relationships and is responsible for contributing to the financial growth of the bank.<br><br><strong>Essential Functions<br><br></strong>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<br><br><ul><li>Serves customers quickly, accurately, efficiently, and confidentially according to the South State Bank Service Standards.</li><li>Knows and understand the products and services offered by the Bank. These include facts and features, benefits and advantages, rules and regulations, price structure, and a simple definition of each service offered.</li><li>Able to identify customer needs and expectations by listening for clues. Seeks the opportunity to expand customer relationships by making referrals as outlined in the goals for this position.</li><li>Presents a neat and professional personal appearance, in accordance with bank policy.</li><li>Knows and ensures compliance to all banking regulations to include Regulation CC and Bank Secrecy Act.</li><li>Develop a strong understanding of customer facing technology with the ability to discuss with and enroll customers in self-service options.<br><br><br></li></ul><strong>Teller Duties:<br><br></strong><ul><li>Processes transactions for savings, checking, and loan accounts.</li><li>Maintains a neat and orderly work area.</li><li>May assist in guiding and training new tellers.</li><li>May allow customers access to safe deposit boxes.</li><li>Cashes checks and processes savings withdrawals within assigned limits and in accordance with prescribed procedures.</li><li>Sells certified checks.</li><li>Balances transactions daily.</li><li>May service/balance ATM.</li><li>May utilize the branch capture system.</li><li>Knows and follows policies and procedures in completing transactions, minimizing operational errors, and maintaining a proper workflow.</li><li>Knows and follows the branch’s security and audit procedures and understands the function and operation of the security devices.<br><br><br></li></ul><strong>FSR Duties:<br><br></strong><ul><li>Opens new deposit accounts and understands the products and financial services offered by the bank. Also handles other services such as stop payments, wire transfers, and other maintenance functions within assigned limits.</li><li>Explains policies and procedures as necessary, keeping in mind most customers’ unfamiliarity with them.</li><li>Resolves customer problems and complaints with courtesy and discretion and direction and directs customers with difficult problems to other sources for assistance. Considers problems and complaints as opportunities to satisfy the customer and promote additional services.</li><li>Is knowledgeable of financial services offered by the bank.</li><li>Shows sincere appreciation for each customer’s time and business. Gives business card if not already given.</li><li>Knows and follows the branch’s security and audit procedures and understands the function and operation of the security devices.</li><li>Assures that branch records, reports and other correspondence resulting from customer development attempts are correct, timely and are properly distributed.<br><br><br></li></ul><strong>Universal Banker Functions<br><br></strong><ul><li>One year of teller or cash handling experience and six months customer relationship building or sales experience</li><li>Demonstrated expertise in the Teller II and basic FSR job functions</li><li>Additional Responsibilities may include Vault Responsibilities or Back-Up Vault Responsibilities</li><li>Other duties as assigned<br><br><br></li></ul><strong>Qualifications, Education, And Certification Requirements<br><br></strong><ul><li>Education: High School diploma or equivalent</li><li>Experience: Cash handling, sales, customer service. Previous banking experience preferred.</li><li>Specific Knowledge: Good interpersonal skills, good computer skills, ability to read, write, speak, and understand English<br><br><br></li></ul><strong>Training Requirements/Classes<br><br></strong><ul><li>The SouthState Way New Team Member Orientation</li><li>Teller Foundations</li><li>Banker Foundations</li><li>All assigned Regulatory Compliance Training</li><li>Acknowledgement of all policies through DocuSign as assigned</li><li>Additional training may be required dependent upon experience<br><br><br></li></ul><strong>PHYSICAL DEMANDS<br><br></strong><ul><li>Must be able to lift, up to 50 pounds, must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers.<br><br><br></li></ul><strong>WORK ENVIRONMENT<br><br></strong>This position is most likely in an open lobby area with an individual workstation. The position is located inside a cooled and heated facility.<br><br><strong>TRAVEL<br><br></strong>Travel may be required to come to meetings or training as needed.<br><br>Work Location: 5109 Sunset Boulevard (Hwy 378) Lexington, South Carolina 29072<br><br>Equal Opportunity Employer, including disabled/veterans.

Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...